As we approach the end of the year (at a ridiculously fast rate) a lot of you might be thinking about what you want to do different in the new year. Whether your resolutions are big or small, I think we all have a goal to be financially savvy and more aware of our spending habits. There’s a lot of money advice out there from experts and an expert I. AM. NOT.
I won’t preach to you how to handle your money, or where to invest. But I thought that I’d share how I organize our month to month bill paying. What makes our situation unique is neither my husband or I make a salary. So paychecks are hard to predict and often vary greatly in amounts. It can be a scary way to live. Especially if you don’t have an organized system, so I’m sharing this in hopes that if you happen to be in the same boat and don’t think you can budget because of said boat…just know that you can, it might be a little more work, but it’s doable and has gotten us through some “should have been tough, but weren’t so bad months“…here’s how I handle it…
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